Types of SBA Programs

  • 7(a) Loans - General purpose up to $5 million
  • 504 Loans - Loans for fixed assets
  • Veteran Loans - Specialty loans to Veterans
  • SBA Express Loans - Up to $350,000
  • Export Program Loans
  • Express Lines of Credit

Our SBA Lending solutions include:

Wealth Transfer / Business Acquisition / Buyout
  • Up to 80% financing for business acquisitions
  • Aggressive financing for partnership or family buyout
  • Can include working capital
  • Up to 10-year term (up to 25 years with real estate)
  • Collateral neutral; we are cash flow lenders
Commercial Real Estate
  • Up to 90% financing with 25-year term
  • 51% or more owner occupied
  • SBA 7(a) or 504 loans
  • Can include working capital, equipment, improvements and closing costs
  • Single or multipurpose (includes hotels, restaurants, gas station/convenience stores, assisted living)
REFINANCES
  • Most business-related debt is eligible
  • No equity injection required
  • Must save at least 10% on current debt service
  • Up to 25-year term
Business Expansion
  • Can include working capital, equipment and improvements
  • Existing business must be profitable
  • Up to 90% financing, 10 to 25-year term
Franchise Finance
  • Up to 85% financing for acquisition or expansion
  • Up to 80% financing for start-up
  • Up to 10-year term (up to 25 years with real estate)

WE SPECIALIZE IN SERVING:

  • Health, Medical & Dental Professionals
  • Veteran-owned businesses
  • Childcare and Assisted Living Facilities
  • Professional Services
  • Convenience Stores & Liquor Stores
  • Franchises
  • Manufacturing/Distribution Companies